Access your E-Vault

What is E-Vault?

An E-Vault is an electronic storage facility that is used to archive important documents. This facility allows our clients to have uninterrupted, electronic access to their transactional STBB and personal documents that are safely stored in their E-Vaults forever. This vault will eliminate the risk of losing important information and create a central storage facility for important documents.

An important benefit of this vault is that it will assist our clients in reducing their liability to Capital Gains Tax. (link) This will be accomplished by clients uploading all qualifying expenses, as they are incurred, into a file within their vault specifically created for this purpose named ‘CGT Improvements’. Record of these expenses will then be stored until the property is disposed to be utilised in the determination of the base cost of the property. Without the evidentiary proof of the qualifying expenses SARS are not inclined to allow the deduction of these expenses resulting in a greater liability for tax. This risk will however be eliminated by the records safely stored in their vaults.

What to upload to your E-Vault?

Your E-Vault is a multifunctional tool that can be utilised to store your private documents as well as your transactional documents pertaining to your property related matters. The following is a non-exhaustive list of typical documents which may be stored in your E-Vault:

  • Last will and testament
  • Identity document and passport
  • Marriage certificate and Ante-nuptial agreements
  • Banking records
  • Divorce order
  • Share Certificates
  • Record of qualifying CGT expenses


STBB Smith Tabata Buchanan Boyes assumes no responsibility or liability which may arise from the use of the E-Vault service as provided by the 3rd party service provider. The use of the service provider’s website (Vaultworks.co.za), its services and the content contained therein is provided as is and STBB makes no express or implied warranties whatsoever.

By accepting the 3rd party service provider’s Terms and Conditions you acknowledge and agree that the entire risk arising from your use of the 3rd party’s website and services remains with you, to the maximum extent permitted by law.

Limitation of Liability

By accepting the 3rd party service provider’s Terms and Conditions you acknowledge and agree that STBB and its directors and staff will have no liability arising or in connection with your use of the Vaultworks.co.za website or the services provided therein. Under no circumstances will STBB be liable whether in contract, warranty, delict, vicarious liability or any other form of liability whatsoever, for any general, specific, indirect, incidental, consequential or other damages arising out of your use of the 3rd party service providers website.

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